Bright Choices Advantages

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You Save Money

  • Set a fixed budget for benefits this year and into the future
  • Most companies save 10-30% in the first year alone

Employees Get Satisfaction

  • Empower your employees with knowledge and choice
  • Engage your employees in their healthcare
  • Provide better overall coverage

What You Have Now

With Bright Choices Exchange

Why It Matters

Misaligned Coverage
Give everyone a “one-size-fits-all” health plan and limit other forms of protections

Balanced coverage for diverse risks
Your employees choose the coverage that meets their individual needs across a range of insurance products

Your employees are better protected
Annual juggle of rising benefits cost
Each year, either pay more, change carriers and plans, limit coverage, or shift costs to employees

You set your benefits budget
Allocate fixed dollars to your employees and let them buy what they value

You control your budget, and your employees control their budgets – people spend money more wisely when it’s their own

Less satisfied employees
Hide the value of your benefits spend from employees and choose for them

Increase employee satisfaction
Allow employees to build a personalized benefits portfolio that meets their specific needs

Employees understand and value every dollar you spend on benefits
Benefits administration headaches
Track down paper enrollment forms, answer employee questions, manage carrier reporting needs

Streamlined benefits administration
We streamline benefits administration and handle employee questions; you use efficient online tools for changes and reports

You save time and your employees get better service